General Finance Solutions

The core of the company’s focus is on providing finance for formal small and medium enterprises.

Business Partners Limited structures unique, individualised financing solutions. Deals are structured using equity, shareholders’ loan accounts, revenue sharing and term loans or any combination of these. Business Partners Limited has developed a range of proprietal financing models that offer entrepreneurs maximum flexibility to suit their specific needs.

Applications for finance are assessed on the viability of a business, which comprises two important elements:

1. The business and
2. The entrepreneur

The business evaluation includes matters such as the product or service and its market acceptability, market size, the gearing of the business, and its ability to exist and grow, as well as the business’s history, the stage of its development and medium- to long-term profit potential, technical aspects and the location of the business.

In evaluating the entrepreneur, aspects such the ability to run a successful business on sound business principles, integrity, drive, vision and appropriate experience, are considered.

Business Partners Limited considers financing applications up to R50 million in all sectors of the economy — with the exception of on-lending activities, direct farming operations, underground mining and non-profit organisations — to those formal small and medium businesses whose gross assets are under R100 million, where annual turnover does not exceed R200 million and/or employees are less than 500 in number.

Applications for financing below R500 000 are usually not considered; and the company does not operate in the informal or micro enterprise sectors.

We require a complete business plan to be in place before an entrepreneur can apply for investment finance from us. A guide to writing a business plan can be found under our Knowledge or send us an Email at us on 082 365 4042 to assist you with a winning proper business plan.The business plan can be emailed to us at or delivered to any of our offices country-wide.

Alternatively, you are welcome to submit a finance enquiry online and one of our investment officers will contact you.

Business finance