Small Business Finance

Starting from R50,000

If you are an established entrepreneur, we can facilitate your small business finance application with various local and international organisations up to R250-million.

Together we may get you where you want to be …

1000 +

Projects Approved

R 0 bn

Projects Worth

R 500 k

Average Project

We are Looking For High-Growth, Innovative, New Ideas

Submit an application for Small Business Finance Here

Apply for facilitation of a finance application to the numerous financial institutions we deal with on a daily basis.

We do not charge upfront fees to process finance applications

Of course, we do not work for free so there is a fee applicable to cover our administrative costs and due diligence process. We do draft a summary business plan and financial projections model, that forms part of the supporting documentation needed for the finance application. You also get to keep the business plan to use as you wish.

Application Form
Small Business Finance Application for the serious entrepreneur. We are looking for innovators who are prepared to make an own contribution and put in the hard work to get where he/she wants to be.
Step 1 of 7

Personal Information

Frequent asked questions

Start-up and existing businesses with viable business opportunities may apply. We do require the following information:
  1. Business Plan.
  2. Financial Forecast for 60 months.
  3. Feasibility Report indicating the viability of the business opportunity.
  4. Supporting Quotations for all equipment, stock, rent and any other items included in the financial plan (not older than 30 days).
  5. Certified Business Registration Documents.
  6. Valid Tax Clearance Certificate with PIN.
  7. Certified Copies of ID document/s (for all directors).
  8. Latest 6 months bank statements (existing businesses)
Note: If you do not have a business plan, financial projections or a feasibility report you may contact us on 086 123 7775 or for a quotation for services
  1. Businesses which are in financial distress or in business rescue are not supported.
  2. We do not offer Car or Truck or Aircraft finance.
  3. We do not offer Personal Loans, Student Loans or any Cash Loans.
  4. Companies with their primary income made up from tender(s) are not supported.
  5. Any person operating any business without the necessary experience or qualifications for the business type he/she wishes to apply for is not supported.

No, we do not provide grant funding or assist with any tender finance. If an application is facilitated by us and your loan application is approved by a financial institution we deal with, then you will be required to repay the loan at a term (normally 60 months) and an interest rate determined by the financial institution.

Yes, we do assist start-up businesses that have viable business opportunities. 

As a start-up, are you required to make some form of own contribution towards the success of your own business. A start-up who won’t make an own contribution simply does not believe in his/her own business… The fee you pay towards the planning of your business is seen as part own contribution and is included in the planning for possible business finance.

The fee to assist a start-up is typically below market related consulting fees for the business types we process. The administrative fee does not guarantee automatic finance approval as each application is assessed on merit, taking many factors into consideration, including the applicant(s) personal financial situation, the viability of the business type and ability to repay a loan, and the appetite of the financial institution to finance the applicant(s) business type, amongst many other factors.

Yes, we can assist with a business plan and financial projections model for your business. Contact us for a free quotation.

Yes, every application for small business finance must be supported by a bankable business plan and financial projections covering 60 months. Your current business plan will be assessed and we will communicate with you if we can use the plan as is, or have to redraft the plan for the financial institutions we deal with.

Our Happy Clients

Miranda Snyder

Thank you Carel and the Bizco Team. You believed in us during a very difficult 2020 and it paid off handsomly. We are very gratefull!

Samson Ndlovu

I must admit that if it wasnt for the assistance we received from Bizco during COVID-19 we would not have made it. Thank you...


I would like to take this opportunity to thank you guys for doing such a good job, about my business plans. It does look very professional and I am confident that I will find finance. I will introduce other people to your website.

Kyley Romero

Thank you ! We are very pleased with the outcome. As a small business, we did not have the time or skill to redraft our old unprofessional business plan and Bizco used their magic to make it much clearer

2,158 business start-up and Expansion Plans!

We have successfully facilitated and developed in excess of 2,150 tailor-made business start-up and expansion plans for a wide variety of clients across various industries in various countries including the Southern African Development Community (SADC) as well as Australia, New Zealand, and recently expanding our services to the UK and Canada.

Online Consultations

Get Your Premium Business Plan drafted in 7-14 Business Days

We can prepare a tailor-made Business Plan and Financial Projections Model (12 – 60 Month) in 7-14 business days provided we have all of the required information relevant to your business sector

Contact Us

Telephone: 086 123 7775

Telephone: 082 365 4042


COVID-19 Notice

We are open for business during the COVID-19 lockdowns. For any business-related queries or setting up an online consultation via Zoom, Skype, Google Meet, or WhatsApp Video, please call us on 086 123 7775. For any support queries please call 082 365 4042 for assistance.

Mentoring & Coaching

We are currently offering online mentoring and coaching sessions for start-up and existing business owners. To find out more please call us on 086 123 7775.

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